About This Course
The business of banking is to mobilize resources in the form of deposits and deploy the mobilized funds by way of loans. When borrowers default, the credit risk originates which is the basic concern around the world because higher degree of credit risk is accountable for higher provisions & capital erosions due to bad debts. There is a need to enhance the knowledge as to how to establish creditworthiness of the intending borrowers and reduce risk provisions / bad debts.
This credit analytics online course helps all professionals who are involved in financial services industry to gain understanding of such techniques by way of credit analysis, understanding of financial statements like Profit & Loss Account items, Balance Sheet items and Analysis of Financial Statements and much more.
The course has total 6 modules. Each module is of 15 minutes duration and total course has duration of 120 minutes. Each module is followed by assessments.
After completing this course, you will be familiar with:
Credit - Introduction
Profit & Loss Account items
Balance Sheet items
Financial Statement Analysis
Ratio Analysis - Yard Stick in Decision Making
Upon successful completion of all quizzes and exercises you will get a Certificate of Completion from Global Risk Academy
Ajay Kumar Jhingan is an International Speaker/Trainer and Consultant in Corporate and Retail Banking and remained a Senior Faculty in the domain of Banking & Finance.
He remained a Credit & Foreign Exchange Faculty at Canara Bank in India and has practical experience of more than three decades in various important positions in banking industry in India. He is a Certified Associate of Indian Institute of Bankers.
During his banking career, he has handled credit appraisal, credit disbursement, credit monitoring/review and recovery aspects at various large branches & at Large Borrowable Accounts Department at Circle Office of the Bank. By virtue of his experience, he remained instrumental in providing training to credit, forex and inspecting officials for preparation of credit proposals, meaningful credit assessment, credit monitoring, credit administration, credit audit, Risk Based Internal Audit & risk management techniques in handling and minimizing the risks associated in the field of banking.
He also has rich experience in handling various types of Inspections/Audits in the banking industry. He has not only delivered programs in banking & finance within India but also at international level for overseas banking community.
Having gained good number of years of practical working and teaching experience, he has now decided to educate the younger generation by way of online skill transfer courses in banking & finance which he thinks will not only serve the purpose as Hands on Banking Knowledge but also to learn it by yourself.
Frequently Asked Questions
A Basic knowledge of finance, accounting and other related subjects which are necessary to function as a Credit Analyst. Apart from this, analytical skills and communication skills will help the participants.
GRC is a forum of professionals that provides great opportunities not only to professionals who are interested in enriching their knowledge but also for the younger generation by way of dedicated programs which help acquire good professional skills.
The two programs conducted by Mr. Ajay Kumar Jhingan on Documentation have very good feedback from participants.
- Ajay is a good orator, instructor and a qualified trainer. He has excellent command in communication skills. - Dharam Vir Joshi - Branch Manager, MF Ltd (Retired Branch Head, Canara Bank, Delhi).
- You are in the special category of people who are having a strong and deep dedication to pursue your goal. - T Sreekanthan, General Manager, Canara Bank
- Your dedication has taken tremendous amount of extra effort. It has been an amazing show. -
V K Shukla - General Manager, Canara Bank